I work as an idependent contractor for less than two years. Unable to get loans even though I have been doing the job for 8 years. The agency disbanded and we all became independent about 1 year and 2 months ago. I serve children and families in rural areas of West Virginia as a Child Development Specialist. While the pay is good, my caseload dropped for a while and I got behind. I also put over 3,000 miles a month on my car and the gas prices have really hurt me. I am increasing my caseload, but unfortunately too little too late. I'm a single mom that just needs a little loan or grant to get me back in control. I am close to losing my home and car, have not been able to get my gas turned back on. I maxed out my credit cards getting my "business" up and running. I would appreciate any advice you could give me.
